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  • Writer's pictureJillian Koscielniak

Living Life Fully on One Income


Do not go where the path may lead, go instead where there is no path and leave a trail.

-Ralph Waldo Emerson


I wanted to write this blog post to the mamas out there who crave a counterculture life, a life unique to mainstream society and vastly different from the norm.


A life that embraces slow days for wandering, an unrushed schedule for exploration, and a home curated on the foundation of epic memories, not stuff.


After my daughter came into this world, my husband and I dreamed of a life with more freedom of time, more joy and all the space to explore and have fun.


All the small changes and pivots we've made since her arrival into the world have been laser-focused on making our *dream life* a reality.


I'm grateful to say we are now living our dreams FULLY and no hustle & grind required.


10 Intentional Micro-Steps that have led us to Live FULLY on One Income

  1. Get clear on your VALUES. Write them down. Trust and allow your values to lead the way.

  2. DOWNSIZE your "overhead" or living situation so there's less financial pressure.

  3. Simplify your expenses to UPGRADE your time, not waste it. Less stuff, more memories!

  4. Say "NO" to costs and expenses that don't align to your values.

  5. Be prepared to do the MIND work. When a big shift happens it can take a toll on your identity and self-worth. Know that all living things are meant to change and evolve.

  6. Get CREATIVE with travel. Stay with friends, book an Airbnb that has a kitchen and great walkability if possible (less rental car costs).

  7. COOK more nourishing meals at home to invest in your health and wealth.

  8. Decide which partner will pursue full-time WORK, so the other partner has space to pursue what lights them up without pressure or expectation.

  9. Know that this *working dynamic* can PIVOT whenever you need it too. You're the driver of your life.

  10. Have fun EXPERIMENTING to pursue your most intentional as hell life.


These steps are far from being a black and white "plan" but have worked uniquely for our family's life situation. I hope they inspire you to take action to create the life path that gets you excited to wake up each and every morning.

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